First Time Homebuyer Seminar
Thursday, July 9th from 5:30pm - 7:00pm
July 9, 2026
5:30pm - 7:00pm
Leavitt-Hovey House
Greenfield Savings Bank
402 Main Street
Greenfield, MA
Thinking about buying your first home but not sure where to start? This seminar is for you. We will provide honest answers to real‑world questions. This educational seminar will walk you through:
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- How the homebuying process works from start to finish
- How much money you really need to buy a home
- Down payment options (including low‑down‑payment programs)
- How credit scores affect buying power—and what to do if yours isn’t perfect
- What lenders look for when approving a mortgage
- The true costs of buying a home (beyond the purchase price)
- How to avoid common first‑time buyer mistakes
- What you can do now to be ready—even if you’re months away
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About your presenter:
Justo Sepulveda
NMLS# 25980
Justo Sepulveda is a mortgage professional with over 20 years of experience helping clients navigate the home financing process with confidence. He works closely with first time home buyers, breaking down what can feel like an overwhelming process into clear, manageable steps.
Fluent in both English and Spanish, Justo works with clients from all backgrounds and is passionate about making homeownership more accessible in the communities he serves. He is especially committed to ensuring every client feels informed, comfortable, and supported from start to finish.
His approach is simple… be honest, be accessible, and make sure no one feels lost along the way.
Seats are limited—register today. Light refreshments will be served.