Small Business Checking Account

This image reflects two women working in a small business. The woman on the left has fair skin and long brown hair. She is wearing a blue blouse with a white t-shirt. The woman on the right has darker skin and short, curly, dark brown hair. She is wearing a white blouse with a v-neck. They are looking at a laptop and smiling. There is a shelf of pottery in the background.

Banking Built for Your Small Business

With practical benefits like no monthly service charge, a low $50 opening balance, and reliable overdraft protection, our Small Business Checking account helps keep your business moving. You’ll get 300 free transaction items each month, straightforward per‑item pricing after that, and referral bonuses that reward the connections you bring our way.

As your business grows, this account supports your everyday workflow. It gives you simple tools to manage deposits, payments, and ACH activity, along with clear pricing so you always know what to expect. It’s a smart, uncomplicated option that lets you stay focused on your customers.

This is a photograph within a freeform element of a man in a bike shop fixing a tire.

This is an icon for low opening balance benefits. It is an illustration of a financial institution, with a hand holding a green circle with a dollar sign inside of it.

Low Opening Balance

Start strong with just $50 to open your account.

This is an icon representing no monthly service charge. It is an illustration of a calendar with dollars in the background.

No Monthly Service Charge

Keep more of your money where it belongs—working for your business.

This is an icon for overdraft protection. It is meant to look like an institution with a dollar sign inside, with a lock with a check mark inside it.

Overdraft Protection

$1000 overdraft available after the first day for added flexibility.

This is an icon for free transactions. It is an illustration of a computer with 2 arrows going in opposite directions, with a dollar sign in the middle of the screen.

300 Free Transactions

Withdrawals, checks paid and deposited, and ACH credits and debits—free up to 500 per month.





















Small Business Checking Account Perks

  • uChoose Rewards®   allows you to earn points for everyday purchases. Enrollment required.

Other Benefits

Referral Bonuses*

Earn cash for every customer you refer.
  • $50 consumer referral
  • $250 small business referral
  • $500 cash management or commercial loan referral

Additional Details

  • See disclosure for complete details. This will be provided at the time of account opening.
  • This account qualifies for the Bank’s Courtesy Overdraft Protection Program. 
  • This account does not include free checks. 
*Referral Bonus Details

Refer a friend, and once their eligible checking account has been open for 60 calendar days, the referral bonus will be deposited into a GSB account of your choice within 30 calendar days. The maximum total referral bonus a customer may receive is $1,500 per calendar year. The referred individual must be a new customer to Greenfield Savings Bank and not an existing account holder. Greenfield Savings Bank reserves the right to modify or discontinue the referral program at any time without prior notice.