Emerald Checking Account
Premium Benefits for Everyday Banking
With premium benefits like high interest checking, waived fees, and a one-time $500 closing cost discount on GSB home mortgage loans, Emerald Checking delivers convenience and value at every step. Enjoy added perks such as flexible debit card limits, discounted wire transfers, and ATM fee refunds, along with exclusive relationship rewards and referral bonuses.
Premium Benefits for Higher Balances
Monthly service fee is waived with $25k or a relationship balance of $100k
High Interest on Checking
Emerald checking accounts help maximize your money without extra effort.
Early Pay Day
Get your paycheck up to two days early. Ask us how!
Round-Up Savings Program
Choose to round up debit card purchases to grow your savings account.
Emerald Checking Account Perks
- Enjoy an increased rate on a single certificate of deposit or one consumer Everyday Savings Account.
- GSB ATM fee waiver
- Free Standard Checks ordered through GSB.
- One-time mortgage closing cost discount – save $500 when you finance with GSB. Residential, first-mortgage products only.
- Enjoy free outgoing domestic wires and $25 discount on international outgoing wires.
- Lower your debit card limits using the mobile app.
- uChoose Rewards® - Earn rewards towards cash back, gift cards and more every time you use your debit card.
Other Benefits
- FREE Debit Card for easy online, over-the-phone and in-store purchases.
- FREE Online Banking and Bill Pay.
- FREE Mobile App with mobile check deposit.
- FREE e-Statements with online check images.
Referral Bonuses*
Earn cash for every customer you refer.
- $50 consumer referral
- $250 small business referral
- $500 cash management or commercial loan referral.
Additional Details
- The bank may adjust or restrict debit card limits for security or account-related reasons. Transactions may not always be approved even within your selected limit.
- ATM refunds only apply to non-GSB or non-Money-Pass ATMs. Fees charged by other institutions or operators are not eligible for refunds.
- This account qualifies for the Bank’s Courtesy Overdraft Protection Program.
*Referral Bonus Details
Refer a friend, and once their eligible checking account has been open for 60 calendar days, the referral bonus will be deposited into a GSB account of your choice within 30 calendar days. The maximum total referral bonus a customer may receive is $1,500 per calendar year. The referred individual must be a new customer to Greenfield Savings Bank and not an existing account holder. Greenfield Savings Bank reserves the right to modify or discontinue the referral program at any time without prior notice.