Trust Services

Local banking with real expertise. Sounds good to us.

There are few things as important as your financial safety and security. That’s why we have a team of experienced Trust professionals in-house. Impressed? We hope so; we’re the only local community bank who offers this kind of one-on-one, expert help, every step of the way.

Trust Services

Earning your trust. Every day.

Financial needs vary. Working by your side, we’ll develop financial strategies based on your personal situation. You’ll be as involved in your accounts as you want to be. We’ll welcome your calls and questions. You’ll even have a direct line to the department. You’ll receive regular updates and market news. 

Last, but not least, you’ll get friendly, knowledgeable guidance from real professionals who know your name. We’re not just your bank, we’re family.


Portfolio Management.

When you ask GSB to manage your portfolio, you aren’t just investing money. You’re trusting us to help you plan for the future. We know that your portfolio is unique and requires personal attention. Our experienced investment officers will use expert research and analysis, combined with your valuable input, to manage your money productively.

Portfolio Management

Finding out about you. Customizing your portfolio.

We’ll construct and maintain your portfolio with the blend of investments that best suits your needs and objectives. We’ll take into account your lifestyle, age, retirement plans, tax status, and your investment risk comfort level. Of course, financial circumstances and goals can change, so we’re always ready to make adjustments as needed.

You can count on us to review your account regularly to make sure that the chosen investments remain appropriate to your goals. With constantly changing markets, this is a dynamic process, so our experts are always looking at changing business environments, fluctuating securities prices, unexpected changes for individual companies, and much more.


Estate Settlement.

Settling an estate can be a complicated and emotional experience. We see it every day. That’s what motivates our objective and clear thinking Trust team to make the process as easy as possible. We’ll help you manage the family dynamics, make sure the estate is secure, and handle all of the details and particulars that come up. You can count on us to get things done right and keep things orderly during this challenging time.

Estate Settlement

As Personal Representative, we will:

  • Enter the will into probate, and handle other legal requirements.
  • Gather all of the personal property and arrange for support of the family.
  • Obtain appraisals of required property for tax purposes.
  • Review real estate records to assure timely payment of taxes and collection of rents.
  • Evaluate contracts and leases, give necessary notices and comply with all requirements.
  • Investigate all claims against the estate, and handle them accordingly.
  • Collect all life insurance, rents, and other amounts.
  • Prepare and file estate and inheritance tax returns, both federal and state.
  • Pay related estate and inheritance taxes.
  • Prepare a final accounting of the estate.
  • Distribute the estate as directed by the will.
  • Handle any additional estate settlement tasks that arise.

Serving as a Personal Representative is a rare experience for most individuals. Count on our experience to help your family through the process. Call our Trust team for an appointment to discuss your estate planning needs.

Investment products and services are:

  • Not a deposit |
  • Not FDIC-insured |
  • Not insured by any federal government agency |
  • Not guaranteed by the bank |
  • May go down in value