Homebuyer Grant Programs
Get Extra Financial Help Buying Your Dream Home
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Buying a home is a major milestone. Greenfield Savings Bank’s lending team is here to help make it more achievable. Through our partnership with the Federal Home Loan Bank of Boston (FHLB), eligible homebuyers may qualify for valuable homebuyer grant programs that provide additional funds toward down payment and closing costs.Available FHLB Homebuyer Grants
GSB is approved to offer three FHLB grant programs designed to support income -eligible buyers purchasing a primary residence:
- Equity Builder Grant
- Housing Our Workforce Grant
- Lift Up Homeownership Grant
These programs can significantly increase your buying power by reducing upfront costs, bringing you one step closer to owning a home.
How Homebuyer Grants Help
When combined with a mortgage, homebuyer grants can:
- Lower the cash needed at closing
- Help cover down payment and closing costs
- Make homeownership more affordable and attainable
Grants are not loans and do not need to be repaid when program requirements are met.
Act Quickly—Funds Are Limited
FHLB grant funds are limited and distributed on a first-come, first-served basis. Early conversations matter.
Find Out If You Qualify
Talk with a local Greenfield Savings Bank mortgage lender to learn more about eligibility requirements, available grant funds, and next steps.
The direct line to our GSB Mortgage Lending Team is (413) 775-8200