<![CDATA[<body bgcolor="#FFCC66" link="2F0060" vlink="#660066" alink="#660066">
<font size="2" face="Verdana, Arial, Helvetica, sans-serif">Whether you
are new to on-line banking or an old-pro and you live or work in Franklin
and Hampshire Counties, Massachusetts, you will find convenience and security
with our internet banking services. We have redefined the principles of
banking by combining old-fashioned customer service with leading-edge
technology.<br>
</font>
</body>]]>