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Our First-Time Home Buyer’s Savings Club helps you achieve your goal of homeownership.

  • Budgeting Advice
  • Free Checking and Free Savings Accounts
  • Easy Saving with Automatic Transfers
  • Up to a $500 Closing Cost Credit*
  • First-Time Home Buyer Seminars
  • Mortgage Prequalification
  • Expert Advice on Mortgage Options

$500 Closing Cost Credit

Start saving for the down-payment on a home with the First-Time Home Buyer’s Savings Club and you’ll be eligible to receive up to a $500 credit toward the closing costs of your GSB Mortgage after just 12 months of automatic transfers from your checking to your First-Time Home Buyer’s Savings Club account.
 
Here’s how it works:
  1. Join the First-Time Home Buyer’s Savings Club by stopping into any of our offices.
  2. Open a First-Time Home Buyer’s Savings Club Account and link it to your existing or new GSB Checking Account.
  3. Let us know when you expect to purchase your first home and one of our GSB Lending Professionals can help you set your budget and determine the amount of your automatic transfer to save a minimum of 3% of the purchase price of the home within two years.*
  4. Set up an automatic transfer to occur at least once a month from your GSB Checking Account to your First-Time Home Buyer’s Savings Club Account in your chosen amount. Note: You can increase the transfer amount at any time!
  5. Close on your GSB Mortgage within 30 months of joining the GSB First-Time Home Buyer’s Savings Club and receive up to a $500 credit toward the closing costs of your new Greenfield Savings Bank mortgage!

Get Prequalified for your GSB Mortgage

Realtors and sellers know that a prequalified buyer is ready to buy. Apply for a free GSB prequalification and get a head start on the buying process.

*To receive $500.00 towards closing costs, customer must save a minimum of 3% of their down payment through the First-Time Home Buyer’s Savings Club Program. Offer only good on owner-occupied homes in Franklin or Hampshire counties and cannot be combined with any other offer. Only automatic deposits as designated per the First-Time Home Buyer’s Savings Club agreement qualify. Club members may increase the amount of the automatic deposits at any time. Club members who do not save 3% down payment are eligible to receive a credit towards their closing costs based on 10% of the qualifying balance in their First-Time Home Buyer’s Savings Club Account, not to exceed $500.00. Closing on the GSB Mortgage must occur within 30 months of signing up for the First-Time Home Buyer’s Savings Club in order to qualify.

Please allow 72 hours for processing your application. This authorization for automatic transfers will remain in effect until terminated by you or Greenfield Savings Bank. You may revoke this authorization by giving us 15 days written notice or by calling us at 413-774-3191.