Home Loans

The #1 Lender in Franklin County — for a reason!

When you’re ready to buy your home, you have a choice. Work with the big bank based in another state, or work with friendly, helpful bankers who know the community. Heck, there’s a reason why GSB is the number one lender in Franklin County. It’s because we combine real expertise with in-house answers, quick service, and local decision-making. Stop by and let’s talk about working together to make your dreams come true.

Call us today to learn more about any of these options. 

Fixed Rate

Enjoy the comfort of having an interest rate that won't change, ever. Whether you're looking for 30 years, 15 years, or another term entirely, give us a call.  We have flexible terms available.

Adjustable Rate

Offering the lowest, most competitive rates available in the marketplace, the loan payment may change on a schedule that you’ve chosen.


We're the only community bank in the Valley to offer this great option!  Make your payments every other week and enjoy substantial savings over the term of your mortgage.


Construction Loans

Whether you’re building your dream house or expanding your current home, cut costs with only one closing for both your construction and permanent financing. Fixed or variable rate options are available, the choice is yours.