COVID-19

Options for Low-Contact Banking

Greenfield Savings Bank has many options for making deposits, withdrawals and other banking services if you can’t or shouldn’t come into the Bank:

• Mobile Banking: (Opens in a new Window) 24/7 — transfers, balances, bill pay, and more
  
  
• Mobile Check Deposit:(Opens in a new Window) 24/7 — deposit of checks with your mobile phone or device
  
  
• ATMs:(Opens in a new Window) 24/7 — deposits, withdrawals, transfers, and more
  
  
• Online Banking:(Opens in a new Window) 24/7 — bill payment, GSB loan payments, balances, and more
  
  
• Customer Service Center at 413-774-3191: 7 am – 7 pm Monday – Friday and 9 am – 3 pm on Saturdays — transfers, loan payments and other transactions (Note: TelephoneTransfer Fees will be waived through May 1, 2020)
  
  
• Telephone Banking at 413-774-1062:(Opens in a new Window) 24/7 — balance, transfers and more
  
  
• Online Account Opening:(Opens in a new Window) 24/7 — Checking and Savings accounts
  
  
• Online Mortgage Applications:(Opens in a new Window) 24/7
  
  
• Night Deposit
  • Our Greenfield Office has two night depositories, both with a slot for envelopes and thin bags. A key is needed for larger bags.
    • One is at the corner of Main & Federal Streets, on the Main Street side.
    • The other is located right on the drive-up building, accessed by Lane 1 of the drive-up.
  • Our Amherst Office on University Drive has one night depository located next to the ATM in the vestibule. It has a slot for envelopes and thin bags, a key is needed for larger bags.
  • Our Conway Office has one night depository, next to the drive-up ATM.  It has a slot for envelopes and thin bags, a key is needed for larger bags.
  • Our Hadley Office has one night depository in the first lane of the drive-up, which requires a key.
  • Our Northampton Office on King Street has one night depository, located in the first lane of the drive-up. It has a slot for envelopes and thin bags, a key is needed for larger bags.
  • Our Shelburne Falls Office has one night depository located in the ATM vestibule (a card with a magnetic stripe is needed to enter the vestibule). It has a slot for envelopes, a key is needed for bags.
  • Our South Deerfield Office has one night depository located in the drive-up, next to the ATM machine. It has a slot for envelopes and thin bags, a key is needed for larger bags.
  • Our Turners Falls Office has one night depository in the first drive-up lane, next to the ATM machine. It has a slot for envelopes and thin bags, a key is needed for larger bags.

To help stop the spread of the COVID-19 virus, Teller service at our GSB Offices will only be available through a combination of Walk-Up Teller windows, Drive-Up facilities and live video feed with a GSB Teller at our Teller Connect ATMs. Check below for details for each location.

Monday – Friday 7:00 am – 7:00 pm

Saturday 9:00 am – 3:00 pm

Northampton - Downtown

Northampton - King Street

Available by appointment. Call 413-774-3191 to schedule an appointment or leave a message.

 

GSB COVID-19 Residential Loan Relief Program

Effective immediately, Greenfield Savings Bank is offering to defer up to 90 days of mortgage and/or equity line or equity loan payments to all our Residential Loan customers who have been financially impacted by the COVID-19 pandemic.

• This program is available during the National COVID-19 emergency
• It is available on residential mortgages and/or equity lines, secured by one-to-four family properties
• There are no processing fees
• Your Credit Report will not be affected by this program.
• Customers can select 30, 60 or 90 days deferment of payments
• The program will include your property tax escrow payment, if applicable
• It is open to all residential loan customers economically affected by the COVID-19 pandemic, including job loss, reduced wages, etc.

Click for Full Details about GSB's Residential Loan Relief Program

Complete This Form to Opt-In to the GSB Residential Loan Relief Program

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To Apply for the GSB Relief Programs

• Mail to:

• Drop the completed form off at an open Greenfield Savings Bank drive-up location.
• Fax it to: (413) 774-1061
• Photograph the form with with a mobile device or scan and email back to: relief@greenfieldsavings.com. Use TYPE: PAYMENT RELIEF in the subject line.
• Drop the form off in any Greenfield Savings Bank night deposit box. (To operate the box, pull the handle and insert an envelope with the form through the slot. No key is needed.)

Please understand that we will be processing a high volume of applications. We thank you for your patience at this time.

Call us if you need assistance with this process at (413) 774-3191 or Toll-Free at (888) 324-3191.

Commercial Lending

COVID-19 SBA Disaster Relief Information

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SBA Offers Statewide Disaster Assistance to Massachusetts

Small Businesses Economically Impacted by the Coronavirus (COVID-19)

• SBA Customer Service Representatives will be available to answer questions about SBA’s Economic Injury Disaster Loan program and explain the application process.
  

• Small businesses, private non-profit organizations of any size, small agricultural cooperatives and small aquaculture enterprises that have been financially impacted as a direct result of the Coronavirus (COVID-19) since Jan. 31, 2020, may qualify for Economic Injury Disaster Loans of up to $2 million to help meet financial obligations and operating expenses which could have been met had the disaster not occurred
  

• These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact.
  

• Eligibility for Economic Injury Disaster Loans is based on the financial impact of the Coronavirus (COVID-19).
  

• The interest rate is 3.75 percent for small businesses. The interest rate for private non-profit organizations is 2.75 percent.
  

• SBA offers loans with long-term repayments in order to keep payments affordable, up to a maximum of 30 years and are available to entities without the financial ability to offset the adverse impact without hardship.
  

• The SBA Massachusetts District Office and our partners are available to assist small businesses with applying for disaster assistance and providing recovery technical assistance

• Applicants may apply online, receive additional disaster assistance information and download applications at https://disasterloan.sba.gov/ela.

• Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov for more information on SBA disaster assistance.

• Individuals who are deaf or hard-of-hearing may call (800) 877-8339.

• Completed applications should be mailed to U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.
  

• The deadline to apply for an Economic Injury Disaster Loan is December18, 2020.

GSB Investments & Insurance

Available by appointment. Call 413-774-3191 to schedule an appointment or leave a message.

GSB Wealth Management & Trust Services