COVID-19

Options for Low-Contact Banking

Greenfield Savings Bank has many options for making deposits, withdrawals and other banking services if you can’t or shouldn’t come into the Bank:

• Mobile Banking: (Opens in a new Window) 24/7 — transfers, balances, bill pay, and more
  
  
• Mobile Check Deposit:(Opens in a new Window) 24/7 — deposit of checks with your mobile phone or device
  
  
• ATMs:(Opens in a new Window) 24/7 — deposits, withdrawals, transfers, and more
  
  
• Online Banking:(Opens in a new Window) 24/7 — bill payment, GSB loan payments, balances, and more
  
  
• Customer Service Center at 413-774-3191: 7 am – 7 pm Monday – Friday and 9 am – 3 pm on Saturdays — transfers, loan payments and other transactions (Note: TelephoneTransfer Fees will be waived through May 1, 2020)
  
  
• Telephone Banking at 413-774-1062:(Opens in a new Window) 24/7 — balance, transfers and more
  
  
• Online Account Opening:(Opens in a new Window) 24/7 — Checking and Savings accounts
  
  
• Online Mortgage Applications:(Opens in a new Window) 24/7
  
  
• Night Deposit
  • Our Greenfield Office has two night depositories, both with a slot for envelopes and thin bags. A key is needed for larger bags.
    • One is at the corner of Main & Federal Streets, on the Main Street side.
    • The other is located right on the drive-up building, accessed by Lane 1 of the drive-up.
  • Our Amherst Office on University Drive has one night depository located next to the ATM in the vestibule. It has a slot for envelopes and thin bags, a key is needed for larger bags.
  • Our Conway Office has one night depository, next to the drive-up ATM.  It has a slot for envelopes and thin bags, a key is needed for larger bags.
  • Our Hadley Office has one night depository in the first lane of the drive-up, which requires a key.
  • Our Northampton Office on King Street has one night depository, located in the first lane of the drive-up. It has a slot for envelopes and thin bags, a key is needed for larger bags.
  • Our Shelburne Falls Office has one night depository located in the ATM vestibule (a card with a magnetic stripe is needed to enter the vestibule). It has a slot for envelopes, a key is needed for bags.
  • Our South Deerfield Office has one night depository located in the drive-up, next to the ATM machine. It has a slot for envelopes and thin bags, a key is needed for larger bags.
  • Our Turners Falls Office has one night depository in the first drive-up lane, next to the ATM machine. It has a slot for envelopes and thin bags, a key is needed for larger bags.

Commercial Lending

COVID-19 SBA Disaster Relief Information 

Letter from John Howland Regarding The SBA Paycheck Protection Program (PPP)

SBA Paycheck Protection Program (PPP)

1. Read the PPP Consumer Loan Information document, application checklist, and FAQ's(Opens in a new Window).
2. Complete a Commercial Loan Application(Opens in a new Window).
3. Complete the Payroll Protection Program Application(Opens in a new Window).
4. Upload the two applications and all supporting documentation at our Secure Document Submission portal(Opens in a new Window).

SBA Offers Statewide Disaster Assistance to Massachusetts Small Businesses Economically Impacted by the Coronavirus (COVID-19)

• SBA Customer Service Representatives will be available to answer questions about SBA’s Economic Injury Disaster Loan program and explain the application process.
  

• Small businesses, private non-profit organizations of any size, small agricultural cooperatives and small aquaculture enterprises that have been financially impacted as a direct result of the Coronavirus (COVID-19) since Jan. 31, 2020, may qualify for Economic Injury Disaster Loans of up to $2 million to help meet financial obligations and operating expenses which could have been met had the disaster not occurred
  

• These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact.
  

• Eligibility for Economic Injury Disaster Loans is based on the financial impact of the Coronavirus (COVID-19).
  

• The interest rate is 3.75 percent for small businesses. The interest rate for private non-profit organizations is 2.75 percent.
  

• SBA offers loans with long-term repayments in order to keep payments affordable, up to a maximum of 30 years and are available to entities without the financial ability to offset the adverse impact without hardship.
  

• The SBA Massachusetts District Office and our partners are available to assist small businesses with applying for disaster assistance and providing recovery technical assistance

• Applicants may apply online, receive additional disaster assistance information and download applications at https://disasterloan.sba.gov/ela.

• Applicants may also call SBA’s Customer Service Center at (800) 659-2955 or email disastercustomerservice@sba.gov for more information on SBA disaster assistance.

• Individuals who are deaf or hard-of-hearing may call (800) 877-8339.

• Completed applications should be mailed to U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.
  

• The deadline to apply for an Economic Injury Disaster Loan is December 18, 2020.

GSB Investments & Insurance

Available by appointment. Call 413-774-3191 to schedule an appointment or leave a message.

GSB Wealth Management & Trust Services