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Express Loans

GSB Express Loans offer an expedited loan approval process for loans up to $100,000

  • Maximum term of 7 years
  • Secured and unsecured options available
  • Approvals based on credit score

Term Loans

Perfect for financing the purchase of assets, equipment, or motor vehicles, GSB Term Loans offer a variety of term options for your business.

  • Terms ranging from 24 – 84 months available
  • Fixed-rate, secured loan

Commercial Real Estate Loans

Commercial Real Estate loans provide long-term financing for the purchase or improvement of commercial and investment properties.

  • Maximum term of 25 years
  • Fixed- or adjustable-rate options available
  • Loans secured by real estate

Construction Loans

Funding the construction of commercial and investment properties, GSB construction loans offer interest-only payments during construction.

  • Multiple term options available
  • Fixed- or adjustable-rate options available
  • Interest-only payments during construction
  • Funds advanced on an as-needed basis

Letter of Credit

Use a GSB Letter of Credit to help facilitate transactions between your business and your business partners.

  • Backed by a Demand Line of Credit
  • Annual renewal options available

Line of Credit

Often used to provide working capital or support cash flow to seasonal businesses, GSB’s Commercial Lines of Credit offer competitive rates and online access.

  • Floating interest rates, based on the Prime Rate
  • Interest-only payments
  • Demand note
  • May be attached to a GSB business checking account as Overdraft Protection
  • Online access for 24/7 payments and disbursements

Small Business Association (SBA) Guaranteed Loans

As an SBA Preferred Lender, Greenfield Savings Bank offers a streamlined approval process for businesses that may not otherwise qualify for conventional bank financing.

  • Time Loans, Term Loans, Lines of Credit, and Real Estate Loans available
  • Terms vary based on loan structure
  • Loans guaranteed, in part, by the Small Business Association