Account Wizard
Answer a few questions to find out which account is right for you.
Are you interested in a Personal or Business account?
To earn a higher rate of interest, will you always keep more than $1,500 in your account?
Will there be anyone 50 years or over signing on this account?
Does anyone plan to have direct deposit or an automatic payment with this account?
Will your business have more than 1,000 items* each month?
*Transaction items include deposits, withdrawals, checks paid, checks deposited, ACH credits, and ACH debits. ATM and debit card transactions are free and unlimited.
Is your business a sole proprietorship or a not-for-profit organization?
Will you always keep more than $1,500 in your business checking account?
Higher Yield Checking
An account for those interested in higher interest!
- Free personalized checks
- Higher interest rate with a balance of $1,500 or more
- Competitive interest if balance falls below $1,500
- Only $8 monthly charge if minimum balance falls below $1,500
Totally Free Checking: 50+ Interest
A perfect account for customers 50 and over!
- Free personalized checks
- Competitive interest
- No minimum balance
- No monthly service charge
Totally Free Checking: VIP Interest
Earn interest with the convenience of direct deposit or any automatic payment!
- Competitive interest
- No minimum balance
- No monthly service charge
Totally Free Checking
A FREE account for everyone!
- No minimum balance
- No monthly service charge
- No per check charge
Commercial Checking
- Earnings credit allowance on deposit balances may offset activity fees
- Only $15 monthly service charge
- Transaction items are just 12¢ each*
*Transaction items include deposits, withdrawals, checks paid, checks deposited, ACH credits, and ACH debits. ATM and debit card transactions are free and unlimited.
Business Interest Checking
- Competitive interest rate
- 1,000 Free monthly transaction items*
- Only $1,500 minimum balance to avoid a low monthly fee of $8
*Transaction items include deposits, withdrawals, checks paid, checks deposited, ACH credits, and ACH debits. ATM and debit card transactions are free and unlimited. Items over 1,000 are only 50¢ each.
Totally Free Business Checking
- No minimum balance
- No monthly service charge
- 1,000 Free monthly transaction items*
*Transaction items include deposits, withdrawals, checks paid, checks deposited, ACH credits, and ACH debits. ATM and debit card transactions are free and unlimited. Items over 1,000 are only 50¢ each.