|
|||||||
Effective from November 14, 2008 through November 20, 2008 except as indicated. APY = Annual Percentage Yield |
|||||||
|
|
|||||||
| ACCOUNT TYPE | INTEREST RATE | APY |
MINIMUM DEPOSIT |
MINIMUM*
BALANCE TO OBTAIN APY |
|||
| 50+ Free Interest Checking** | 0.40% |
0.40% |
$50.00 |
$10.00 |
|||
| VIP Free Interest Checking** | 0.40% |
0.40% |
$50.00 |
$10.00 |
|||
| High Rate Checking** | 0.40% |
0.40% |
$50.00 |
$10.00 |
|||
1.50% |
1.51% |
$1,500.00 |
|||||
| Money Market** | 0.15% |
0.15% |
$1,000.00 |
$10.00 |
|||
0.70% |
0.70% |
|
$1,000.00 |
||||
| No Risk Money Market** | 0.70% |
0.70% |
$1,000.00 |
$1,000.00 |
|||
2.76% |
2.80% |
|
$10,000.00 |
||||
|
Savings Rates |
|||||||
| ACCOUNT TYPE | INTEREST RATE | APY |
MINIMUM DEPOSIT |
MINIMUM*
BALANCE TO OBTAIN APY |
|||
| Totally Free Savings** | 0.50% |
0.50% |
$10.00 |
$10.00 |
|||
| High Rate Savings**/+ | 0.25% |
0.25% |
$10,000.00 |
$10.00 |
|||
2.71% |
2.75% |
|
$10,000.00 |
||||
2.96% |
3.00% |
|
$50,000.00 |
||||
3.20% |
3.25% |
|
$100,000.00 |
||||
ACCOUNT TYPE |
INTEREST RATE |
APY |
MINIMUM DEPOSIT |
MINIMUM* BALANCE
TO |
| 91 Day | 1.29% |
1.30% |
$1,000.00 |
$10.00 |
| 6 Month | 1.59% |
1.60% |
$1,000.00 |
$10.00 |
| 6 Month Flex | 2.71% |
2.75% |
$1,000.00 |
$10.00 |
| 12 Month | 2.03% |
2.05% |
$1,000.00 |
$10.00 |
| 15-18 Month | 2.28% |
2.31% |
$1,000.00 |
$10.00 |
| 24-30 Month | 2.76% |
2.80% |
$1,000.00 |
$10.00 |
| 36 Month | 2.86% |
2.90% |
$1,000.00 |
$10.00 |
| 48-60 Month | 2.96% |
3.00% |
$1,000.00 |
$10.00 |
| 7 Month Special | 2.76% |
2.80% |
$5,000.00 |
$10.00 |
| Other terms & rates are available. Penalties for early withdrawal on CD's may be imposed. | ||||
ACCOUNT TYPE |
INTEREST RATE |
APY |
MINIMUM DEPOSIT |
MINIMUM* BALANCE
TO |
| Totally Free Savings** | 0.50% |
0.50% |
$10.00 |
$10.00 |
| High Rate Savings**/+ | 0.25% |
0.25% |
$10,000.00 |
$10.00 |
2.71% |
2.75% |
|
$10,000.00 |
|
2.96% |
3.00% |
|
$50,000.00 |
|
3.20% |
3.25% |
|
$100,000.00 |
|
| 6 Month | 1.59% |
1.60% |
$1,000.00 |
$10.00 |
| 12 Month | 2.03% |
2.05% |
$500.00 |
$10.00 |
| 15-18 Month | 2.28% |
2.31% |
$1,000.00 |
$10.00 |
| 18 Month Variable** | 1.15% |
1.16% |
$10.00 |
$10.00 |
|
||||
| 24-30 Month | 2.76% |
2.80% |
$1,000.00 |
$10.00 |
| 36 Month | 2.86% |
2.90% |
$1,000.00 |
$10.00 |
| 48-60 Month | 2.96% |
3.00% |
$1,000.00 |
$10.00 |
| 7 Month Special | 2.76% |
2.80% |
$2,000.00 |
$10.00 |
Commercial Checking |
||||
ACCOUNT TYPE |
INTEREST RATE |
APY |
MINIMUM DEPOSIT |
MINIMUM*
BALANCE TO |
| Business Interest Checking ** | 0.40% |
0.40% |
$50.00 |
$10.00 |
|
Commercial Checking |
Non-interest bearing Earnings credit of 1.75% per $100 average collected balance |
|
|
|
| Totally Free Business Checking | Non-interest bearing |
$50.00 |
N/A |
|
| Premium Money Market ** | 0.70% |
0.70% |
$1,000.00 |
$1,000.00 |
2.71% |
2.75% |
$10,000.00 |
||
| Money Market ** | 0.15% |
0.15% |
$1,000.00 |
$10.00 |
0.70% |
0.70% |
$1,000.00 |
||
| Rates
are subject to change without notice. However,
savings rates generally change weekly on Fridays. * Daily balance = the amount of principal in the account each day. ** Rate may change after opening. Fees could reduce the earnings on the above accounts. *** Withdrawals from some IRA's before the age 59 1/2 may be subject to a 10% early withdrawal penalty. In addition, withdrawals from some IRA's before the maturity date may also be subject to a bank early withdrawals penalty. + New Money Only - New Money means funds that are not on deposit at Greenfield Savings Bank |